Resources & Costs
Everything you need to get licensed, contracted, and ready to serve Canadian families.
Candidate Cost Worksheet
Estimated costs you may incur during the licensing and onboarding process. Amounts are approximate and vary by province.
Estimates as of June 2026. Actual amounts may differ. Confirm current figures with your mentor.
This is not a quote
The figures below are rough estimates for planning purposes only. They are not a quote, guarantee, or binding commitment. Actual costs depend on your province, licensing provider, E&O insurer, and individual circumstances. Always confirm exact amounts with the relevant provider before making any payment.
| Cost | Estimated Amount | Category | When Payable |
|---|---|---|---|
| LLQP licensing course | $250 - $500 | Required | Before licensing exam |
| Provincial licensing examination fees | $75 - $200 | Required | At time of exam registration |
| Provincial licensing fees | $100 - $300 | Required | Upon application to provincial regulator |
| E&O insurance (annual) | $500 - $800 | Required | Before writing business (annual renewal) |
| Background check / credit check | $25 - $75 | Depends on arrangement | During carrier contracting (if required) |
| Technology / platform fees | Varies | Depends on arrangement | Monthly, once active |
| Marketing expenses | Varies | Optional | As incurred |
| Travel / event costs | Varies | Optional | As incurred |
Costs vary by province
Licensing fees, exam costs, and E&O premiums differ between provinces. Ontario candidates typically see the lower end of the ranges above. Your mentor will walk you through the specific costs for your province before you make any commitments.
These are out-of-pocket costs that are not deducted from commissions. Some costs (technology, marketing, travel) are optional and depend on your approach to building your practice.
Candidate Resources
For candidates exploring the opportunity or in the process of getting licensed and contracted.
Licensing & E&O
LLQP Course Information
Provincial Life License Qualification Program requirements and providers (SeeWhy Learning, Oliver's Learning, REMIC).
BFL E&O Insurance
Errors & Omissions insurance — required before writing business. Experior has transitioned to BFL as the designated E&O provider.
Provincial Regulators
Each province has its own insurance regulator. Ensure your license is active in all provinces where you operate.
Carrier Contracting
Product Partners
Access 30+ insurance carriers through Experior's MGA platform including Canada Life, Manulife, and more.
Contracting Process
Submit paperwork through the Experior back office. Typical processing: 5-10 business days per carrier.
Product Training
Each carrier offers webinars, brochures, and concept calculators. Attend product training sessions regularly.
Document Downloads
Province and territory support: Chamberlain Experior Group currently operates primarily in Ontario and select other Canadian provinces. If you are located in a province or territory not yet actively supported, please ask Jim during your conversation about availability, timelines, and any province-specific considerations.